GladHands Fleet

COMMERCIAL VEHICLE PARTNER NETWORK

Connecting Commercial Operators, Equipment, Capital & Coverage.

GladHands Fleet brings commercial vehicle dealerships, manufacturers, finance companies, insurance providers, and qualified commercial operators together through one growing ecosystem.

More opportunities. More completed transactions. More ways for partners to grow.

THE PROCESS

How GladHands Fleet Works

01

Dealership Provides Inventory

Selected commercial vehicles can be made available through the GladHands Fleet ecosystem while remaining in the dealership's possession and control until a completed sale.

02

GladHands Develops & Qualifies Opportunities

GladHands connects participating partners with commercial operators and gathers relevant qualification information.

03

Finance Partner Evaluates the Transaction

Participating finance companies apply their own underwriting standards and make all final financing decisions.

04

Insurance Is Secured

Approved operators can connect with participating commercial insurance providers to obtain required coverage.

05

Dealership Completes the Sale

The participating dealership completes the vehicle transaction and retains its normal vehicle margin subject to the applicable partner agreement.

06

GladHands Supports the Ecosystem

GladHands provides technology, partner coordination, membership services, and agreed post-sale support.

07

Partners Can Refer Additional Members

Eligible participating partners may earn recurring referral compensation when they directly introduce qualifying members into the GladHands ecosystem, subject to program terms and applicable law.

"GladHands Fleet doesn't replace the dealer, lender, or insurance provider. It connects them around commercially viable opportunities and gives each partner another way to grow."

SECOND-LOOK OPPORTUNITY

Not Every Declined Buyer Is an Unqualified Buyer.

Some commercial vehicle applicants should be declined.

Others may be experienced commercial operators with demonstrated earning capacity, equipment knowledge, available working capital, viable business opportunities, or other indicators of commercial strength — while still falling outside conventional financing criteria.

GladHands Fleet is developing an additional pathway for those commercially viable opportunities.

"We are not building a 'bad credit — everyone approved' program."

GladHands Fleet is designed to identify commercially viable operators whose complete business profile may tell a larger story than a consumer credit score alone.

All financing remains subject to participating lender approval and program requirements.

STANDARD PATH

COMMERCIAL BUYER
DEALERSHIP
EXISTING FINANCE
APPROVED

Sale completed

GLADHANDS PATH

COMMERCIAL BUYER
DEALERSHIP
DOESN'T FIT EXISTING FINANCE
GLADHANDS SECOND LOOK
FINANCE PARTNER
IF APPROVED
DEALERSHIP COMPLETES SALE

FOR DEALERSHIPS

Move More Commercial Inventory. Recover More Sales.

GladHands Fleet gives commercial vehicle dealerships an additional buyer and transaction channel without replacing the financing relationships and sales processes that already work.

Participating dealerships can make selected commercial trucks available through the ecosystem while maintaining possession and control of their inventory until a completed transaction.

GladHands Fleet can also provide a second-look pathway for commercially viable buyers who do not fit the dealership's existing financing programs.

TRANSACTION FEE

GladHands earns an agreed transaction fee only when a participating vehicle is successfully sold.

Flexible acquisition opportunities may be available to qualifying operators based on participating lender requirements.

Commercial truck dealership

DEALER BENEFITS

—Additional commercial buyer channel
—Potential recovery of otherwise lost transactions
—No need to replace existing finance relationships
—Dealership maintains possession of inventory until sale
—Keep normal vehicle margin
—No exclusivity required for the initial pilot
—Start with as few as 1–3 vehicles
—Expand based on actual results
—Potential recurring referral opportunities

FOR FINANCE PARTNERS

Fund More Commercial Opportunities With Added Support.

GladHands Fleet is seeking commercial equipment finance partners interested in evaluating commercially viable operators who may fall outside conventional credit profiles but demonstrate other indicators of commercial strength.

POTENTIAL COMMERCIAL INDICATORS

—Commercial driving experience
—Operating history
—Verified income
—Cash flow
—Available working capital
—Equipment experience
—Business history
—Freight or business opportunities
—Insurance eligibility
—Other lender-approved commercial factors

Lender Independence

GladHands Fleet does not dictate underwriting. Participating lenders retain complete responsibility for underwriting, credit decisions, financing terms, compliance, and final approvals.

Pilot Support Mechanisms

GladHands Fleet's proposed pilot is also being designed to explore additional servicing, payment-intervention, and asset-recovery support, subject to final partner agreements.

Recurring Opportunity

Participating finance partners may also be eligible to earn recurring referral compensation for qualifying GladHands members they directly introduce to the ecosystem, subject to final agreements and applicable law.

FOR INSURANCE PARTNERS

Meet Commercial Operators at the Point They Need Coverage.

Every successful commercial vehicle transaction requires appropriate insurance.

GladHands Fleet connects participating commercial insurance agencies with owner-operators, small fleets, and commercial transportation businesses acquiring and expanding equipment.

Founding Partner Offer

Founding insurance partners may receive complimentary featured placement during the six-month pilot.

PARTNER BENEFITS

—Access to new commercial insurance opportunities
—Connection with operators during vehicle acquisition
—Exposure to growing commercial fleets
—Featured partner opportunities
—Potential recurring referral compensation
—Participation in the GladHands commercial ecosystem

Recurring Opportunity

Eligible insurance partners may earn recurring referral compensation for qualifying members they directly introduce to GladHands Fleet, subject to program terms and applicable law.

FOR MANUFACTURERS

Create Another Channel for Commercial Vehicle Demand.

GladHands Fleet is seeking relationships with commercial vehicle manufacturers and dealer networks interested in exploring additional acquisition channels for qualified commercial operators, owner-operators, and growing fleets.

The pilot initially focuses on commercial trucks and trailers.

POTENTIAL BENEFITS

—Additional commercial buyer channel
—Dealer network support
—Owner-operator acquisition
—Small-fleet growth
—Additional inventory movement
—Real transaction and buyer-demand data
—Potential long-term ecosystem partnership

PARTNER REFERRAL OPPORTUNITY

Grow With the Ecosystem.

GladHands Fleet is being designed so participating partners can benefit beyond an individual transaction.

Eligible dealerships, finance partners, insurance partners, and approved referral partners may earn recurring compensation when they directly introduce qualifying members to the GladHands ecosystem.

The objective is simple: When partners help grow the ecosystem, they should have an opportunity to participate in the value they helped create.

Recurring referral compensation available to eligible participating partners under applicable program terms.

SIX-MONTH PILOT

6-Month Pilot — Start Small. Prove the Model. Scale What Works.

GladHands Fleet is assembling a select group of commercial vehicle dealerships, finance companies, insurance providers, and manufacturers for an initial six-month pilot.

The objective is to prove the ecosystem using real transactions and real partner data before aggressively scaling.

FOR DEALERSHIPS

Start with as few as 1–3 commercial vehicles. If GladHands produces qualified opportunities and successful transactions, additional inventory can be added based on partner capacity and demand.

COMMITMENT LEVEL

Low initial commitment. Real-world testing. Performance-driven expansion.

PILOT MEASUREMENTS

—Qualified buyer volume
—Second-look referrals
—Financing submissions
—Financing approvals
—Recovered dealership sales
—Completed vehicle transactions
—Time to closing
—Insurance placements
—Inventory movement
—Partner satisfaction
—Repeat demand
—Operator performance where appropriate and legally available

PRIMARY PILOT KPI

RECOVERED SALES

How many commercially viable transactions can GladHands Fleet help participating dealerships recover that otherwise may not have closed?

ABOUT GLADHANDS FLEET

Built Around Commercial Transportation.

GladHands was created around the needs of professional commercial drivers and transportation businesses.

GladHands Fleet extends that ecosystem by bringing together the companies necessary to acquire, finance, insure, and successfully operate commercial equipment.

Our objective is not simply to complete more transactions. It is to create an ecosystem where sustainable operator success creates value for every participating partner.

More Completed Transactions Start With Better Connections.

GladHands Fleet is building the connection between commercial operators, equipment, capital, and coverage.

Start small.Measure the results.Expand what works.

PARTNER WITH US

Let's Test the Opportunity.

GladHands Fleet is currently selecting partners for its initial six-month commercial vehicle pilot. Whether you represent a dealership, manufacturer, finance company, or commercial insurance organization, we would like to understand your operation and determine whether there is a strong fit.

WOULD YOU LIKE TO DISCUSS PARTICIPATION IN THE SIX-MONTH PILOT?

GladHands Fleet

Commercial Vehicle Partner Network

EQUIPMENT. CAPITAL. COVERAGE. OPPORTUNITY.

GladHands Fleet is a commercial vehicle partnership and technology initiative within the GladHands ecosystem. GladHands Fleet is not a bank, lender, insurance company, or vehicle manufacturer. Financing is subject to participating lender approval, underwriting requirements, applicable law, and final transaction terms. Insurance coverage and eligibility are determined by participating insurance providers. Vehicle availability and transaction terms are determined by participating dealerships and applicable agreements. GladHands Fleet does not guarantee financing approval, vehicle availability, income, freight, business performance, or commercial success.

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